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The FDCPA is the Fair Debt Collections Practices Act which will keep collectors from acting like invading players. Under the FDCPA, a collector must identify himself to you and may not speak regarding your debt when calling work or personal contacts. This act also prevents collectors from calling at all hours of your day and evening. As any responsible credit repair service in Tampa, Florida will explain, individuals right to demand which your collector “cease and desist” harassing phone calls, visits, or email. You need to send this request in writing and use certified mail with return receipt in fact prove hints received.
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